Working capital & business credit
Seamless access to the funding you need to scale — with clear, transparent terms.
Fuel your company’s growth
Fuel your company's growth with seamless access to working capital and business credit. Strengthen your operations by obtaining the funding required to scale effectively, navigate cash flow fluctuations, and pursue long-term investments without the typical obstacles of commercial lending. Specifically built for the modern enterprise, our efficient credit solutions provide clear, transparent terms that evolve alongside your unique business cycle.
Working capital access
Bridge cash-flow gaps and seize opportunities without the wait.
Transparent terms
Clear pricing with no hidden fees or commercial-lending obstacles.
Scales with you
Credit that evolves alongside your unique business cycle.
Built for modern businesses
A faster, simpler alternative to traditional lending.
Total Pay Plus works with a trusted financing partner to deliver fast, transparent access to working capital — so you get enterprise-grade credit with boutique-level service.
Explore more solutions
Automate and streamline your finance operations with Total Pay Plus
Easily extend your workflows with our powerful APIs, connecting Total Pay Plus to the tools your business already uses — so data flows automatically and your team stops re-keying it.
- Bank-grade security & encryption
- Real-time sync with your stack
- Developer-friendly REST API
- Automated reconciliation






Ready to save your business time and money?
Book a demo to get started today and take control of your finance operations with Total Pay Plus.