Solutions

Working capital & business credit

Seamless access to the funding you need to scale — with clear, transparent terms.

Fuel your company’s growth

Fuel your company's growth with seamless access to working capital and business credit. Strengthen your operations by obtaining the funding required to scale effectively, navigate cash flow fluctuations, and pursue long-term investments without the typical obstacles of commercial lending. Specifically built for the modern enterprise, our efficient credit solutions provide clear, transparent terms that evolve alongside your unique business cycle.

Working capital access

Bridge cash-flow gaps and seize opportunities without the wait.

Transparent terms

Clear pricing with no hidden fees or commercial-lending obstacles.

Scales with you

Credit that evolves alongside your unique business cycle.

Built for modern businesses

A faster, simpler alternative to traditional lending.

Financing Partner

Total Pay Plus works with a trusted financing partner to deliver fast, transparent access to working capital — so you get enterprise-grade credit with boutique-level service.

Partner CapitalFunding Co.Credit Group
Integrations & API

Automate and streamline your finance operations with Total Pay Plus

Easily extend your workflows with our powerful APIs, connecting Total Pay Plus to the tools your business already uses — so data flows automatically and your team stops re-keying it.

  • Bank-grade security & encryption
  • Real-time sync with your stack
  • Developer-friendly REST API
  • Automated reconciliation
QuickBooks
NetSuite
Xero
Workday
Stripe
Sage

Ready to save your business time and money?

Book a demo to get started today and take control of your finance operations with Total Pay Plus.